Search found 6175 matches

by Pat the Ex Mat
Wed Apr 14, 2021 1:58 pm
Forum: Rugby Forum
Topic: Investing
Replies: 120
Views: 2903

Re: Investing

The UK term would be a Lombard loan It's genuinely something I'd never heard of, hence the question Depending on context, is one of two things 1. You get a loan ("line of credit" secured against investments or house equity) and invest with that money. Any interest you pay on the loan is tax deducti...
by Pat the Ex Mat
Wed Apr 14, 2021 8:34 am
Forum: Rugby Forum
Topic: Investing
Replies: 120
Views: 2903

Re: Investing

Zakar wrote: Wed Apr 14, 2021 8:25 am
The UK term would be a Lombard loan
It's genuinely something I'd never heard of, hence the question
by Pat the Ex Mat
Wed Apr 14, 2021 8:03 am
Forum: Rugby Forum
Topic: Investing
Replies: 120
Views: 2903

Re: Investing

Had a chat with a financial advisor yesterday (Nothing binding, was just interested in what they had to propose). They talked about Line of Credit investing which sounded bonkers to me. Genuinely never heard of it and convinced it's woo How did you buy a house? Doubt you paid cash. Clearly not - bu...
by Pat the Ex Mat
Wed Apr 14, 2021 7:05 am
Forum: Rugby Forum
Topic: Investing
Replies: 120
Views: 2903

Re: Investing

Had a chat with a financial advisor yesterday (Nothing binding, was just interested in what they had to propose).

They talked about Line of Credit investing which sounded bonkers to me.

Genuinely never heard of it and convinced it's woo
by Pat the Ex Mat
Wed Apr 14, 2021 6:24 am
Forum: Rugby Forum
Topic: The Australian Politics Thread
Replies: 27036
Views: 1040968

Re: The Australian Politics Thread

Morrison has issues when he's being owned by Pauline Hanson on social media; https://scontent.fbne5-1.fna.fbcdn.net/v/t1.15752-9/171062070_470540647522720_1689952040547209919_n.png?_nc_cat=104&ccb=1-3&_nc_sid=ae9488&_nc_ohc=nfqbuiUaY8YAX-xpIxY&_nc_ht=scontent.fbne5-1.fna&oh=c6531836f083b43db6ff3fea...
by Pat the Ex Mat
Wed Apr 14, 2021 1:56 am
Forum: Rugby Forum
Topic: The Australian Politics Thread
Replies: 27036
Views: 1040968

Re: The Australian Politics Thread

The Optimist wrote: Wed Apr 14, 2021 1:44 am
Anyone tell me what Turnball was like as a PM? Wasn't in Australia then, but I like his thinking on some subjects.
He was hamstrung by the party and realistically was never 100% in the game

Much better post-politics
by Pat the Ex Mat
Mon Apr 12, 2021 6:51 am
Forum: Rugby Forum
Topic: The Australian Politics Thread
Replies: 27036
Views: 1040968

Re: The Australian Politics Thread

Laming is seeking preselection for the Libs again. :lol: :lol: :lol: :lol: But, wait, it's the LNP - they might just agree :lol: Was reading about Laming today. Some people are suggesting it's just a money grab, if he contests the pre selection and loses he gets another $150K on top of his lifelong...
by Pat the Ex Mat
Mon Apr 12, 2021 6:47 am
Forum: Rugby Forum
Topic: The Australian Politics Thread
Replies: 27036
Views: 1040968

Re: The Australian Politics Thread

Bindi wrote: Mon Apr 12, 2021 6:22 am Laming is seeking preselection for the Libs again.

:lol: :lol: :lol: :lol:
But, wait, it's the LNP - they might just agree :lol:
by Pat the Ex Mat
Mon Apr 12, 2021 2:42 am
Forum: Rugby Forum
Topic: The Australian Politics Thread
Replies: 27036
Views: 1040968

Re: The Australian Politics Thread

guy smiley wrote: Mon Apr 12, 2021 2:41 am
Pat the Ex Mat wrote: Mon Apr 12, 2021 2:28 am And "All-Australian" Ben Roberts-Smith buried incriminating evidence in his back garden.....
FairfaxNein and 7even are pretty much at war these days.
It'll get nasty - popcorn time
by Pat the Ex Mat
Mon Apr 12, 2021 2:28 am
Forum: Rugby Forum
Topic: The Australian Politics Thread
Replies: 27036
Views: 1040968

Re: The Australian Politics Thread

And "All-Australian" Ben Roberts-Smith buried incriminating evidence in his back garden.....
by Pat the Ex Mat
Mon Apr 12, 2021 2:21 am
Forum: Rugby Forum
Topic: The Australian Politics Thread
Replies: 27036
Views: 1040968

Re: The Australian Politics Thread

Fred Nile to finally retire, to be replace by...................................Lyle Shelton :blush: :? :o :lol:
by Pat the Ex Mat
Mon Apr 12, 2021 12:25 am
Forum: Rugby Forum
Topic: Beast beaches what yours
Replies: 166
Views: 4573

Re: Beast beaches what yours

mr bungle wrote: Sun Apr 11, 2021 5:41 am I saw a Patricks Pies when I was in Tauranga a month back. On the end of a massive weekend bender and just didn't have the energy to wander over and make the transaction. Regretting that now.
Keri Keri Bakehouse Lamb and Kumera Pie - spotted it on the way out, chucked a U'ey and bought one :nod:
by Pat the Ex Mat
Mon Apr 12, 2021 12:13 am
Forum: Rugby Forum
Topic: Home Improvements advice
Replies: 43
Views: 1286

Re: Home Improvements advice

Yeah. To get into prefab concrete at all, you’ll need a sizeable hammer drill. You’ll have burnt out your Bunnings Makita by hole no.2 And a bunch of long masonry bits.. I did some masonry drilling at a charity I help out of - clearly their concrete block walls were sourced from Australia's abandon...
by Pat the Ex Mat
Sun Apr 11, 2021 11:58 pm
Forum: Rugby Forum
Topic: Home Improvements advice
Replies: 43
Views: 1286

Re: Home Improvements advice

Yeah. To get into prefab concrete at all, you’ll need a sizeable hammer drill. You’ll have burnt out your Bunnings Makita by hole no.2 And a bunch of long masonry bits.. I did some masonry drilling at a charity I help out of - clearly their concrete block walls were sourced from Australia's abandon...
by Pat the Ex Mat
Sat Apr 10, 2021 2:44 pm
Forum: Rugby Forum
Topic: Beast beaches what yours
Replies: 166
Views: 4573

Re: Beast beaches what yours

NSW Beach water temperatures can be extremely cold if the currents change.

I couldn't snorkel in Port Stephens one year as it was headache-inducing
by Pat the Ex Mat
Fri Apr 09, 2021 2:52 pm
Forum: Rugby Forum
Topic: The things you do ... getting old #274
Replies: 47
Views: 2086

Re: The things you do ... getting old #274

Mog The Almighty wrote: Fri Apr 09, 2021 7:17 am That wasn't the point I was making. The point was its too young to be complaining about being old. And if one does feel that way then it's most probably because they need to look after themselves a bit better.
Lol, you're fooked if you hit an outside context issue you can't plan for.
by Pat the Ex Mat
Fri Apr 09, 2021 2:46 pm
Forum: Rugby Forum
Topic: Everyday Things That Annoy You
Replies: 3441
Views: 212228

Re: Everyday Things That Annoy You

koroke hangareka wrote: Fri Apr 09, 2021 2:45 pm "Rounds" are a stupid idea. You should be able to drink at your own pace and not have to worry about financing somebody else's excessive consumption.
Sure, I'll have a drink if someone offers, but apart from that I'm boycotting the whole business.
PIKER
by Pat the Ex Mat
Fri Apr 09, 2021 8:54 am
Forum: Rugby Forum
Topic: The Australian Politics Thread
Replies: 27036
Views: 1040968

Re: The Australian Politics Thread

Sensible Stephen wrote: Fri Apr 09, 2021 8:47 am
Pat the Ex Mat wrote: Fri Apr 09, 2021 8:43 am
Not sure if correct but supposedly the clotting with AZ is the opposite (platelet count) than the Pill-type of clotting.
Regardless, is it not something they could test for before jabbing you? Or is it too hard?
Not too sure - perhaps it's so new, it's not known yet
by Pat the Ex Mat
Fri Apr 09, 2021 8:43 am
Forum: Rugby Forum
Topic: The Australian Politics Thread
Replies: 27036
Views: 1040968

Re: The Australian Politics Thread

What I don't understand is the risk is higher from taking the pill. And its because you have some underlying condition? Could they not test for that and give those people the Pfizer one? Not sure if correct but supposedly the clotting with AZ is the opposite (platelet count) than the Pill-type of c...
by Pat the Ex Mat
Fri Apr 09, 2021 8:13 am
Forum: Rugby Forum
Topic: The Australian Politics Thread
Replies: 27036
Views: 1040968

Re: The Australian Politics Thread

It’s no consolation at all I want Swedes to be able to come here. Well, all except for Mog. That weirdo can fvck right off. :) If he were able to travel here, he would probably be expecting beers n apologies from all those that made noise about his vaccines were rushed declaration. He will point to...
by Pat the Ex Mat
Fri Apr 09, 2021 8:05 am
Forum: Rugby Forum
Topic: Have you tested positive for COVID-19?
Replies: 49
Views: 1887

Re: Have you tested positive for COVID-19?

Why were you on immuno suppressants and how is it you were able to come off them? I had assumed if you have some kind of auto immune disorder then that's for life...? Not always. I've just restarted Humira injections after a 3 year break. They are Primo drugs - actually starts to fix the RA so remi...
by Pat the Ex Mat
Fri Apr 09, 2021 7:55 am
Forum: Rugby Forum
Topic: The Australian Politics Thread
Replies: 27036
Views: 1040968

Re: The Australian Politics Thread

shanky wrote: Fri Apr 09, 2021 7:35 am It’s no consolation at all

I want Swedes to be able to come here.

Well, all except for Mog. That weirdo can fvck right off. :)
:lol:
by Pat the Ex Mat
Fri Apr 09, 2021 6:31 am
Forum: Rugby Forum
Topic: The Australian Politics Thread
Replies: 27036
Views: 1040968

Re: The Australian Politics Thread

We need to see some timelines Ignoring the over 50 thing in NSW.... When will all over 50s be vaccinated? When do the first 10 million people get the Pfizer shots and who are these people. Finally, who are the last 10 million people that get the second batch of Pfizer - in December presumably. Talk...
by Pat the Ex Mat
Fri Apr 09, 2021 3:00 am
Forum: Rugby Forum
Topic: The Australian Politics Thread
Replies: 27036
Views: 1040968

Re: The Australian Politics Thread

Sadly the days of the GG interfering appear to have stopped with Whitlam...
by Pat the Ex Mat
Fri Apr 09, 2021 1:33 am
Forum: Rugby Forum
Topic: The Australian Politics Thread
Replies: 27036
Views: 1040968

Re: The Australian Politics Thread

This looks terrible for Morrison already, but will look 100x worse in a few months when Britons will be able to come here, but we can’t go there. It will be worse as they'd still be carriers - we can't let them in as we are un-vaccinated. There goes the tourist industry.... :? And the University/Te...
by Pat the Ex Mat
Fri Apr 09, 2021 1:04 am
Forum: Rugby Forum
Topic: The Australian Politics Thread
Replies: 27036
Views: 1040968

Re: The Australian Politics Thread

shanky wrote: Fri Apr 09, 2021 12:37 am
This looks terrible for Morrison already, but will look 100x worse in a few months when Britons will be able to come here, but we can’t go there.
It will be worse as they'd still be carriers - we can't let them in as we are un-vaccinated.

There goes the tourist industry.... :?
by Pat the Ex Mat
Thu Apr 08, 2021 2:51 pm
Forum: Rugby Forum
Topic: The things you do ... getting old #274
Replies: 47
Views: 2086

Re: The things you do ... getting old #274

Some excuse to brag about having a pool :frown: :lol:

I am booked into physio tomorrow as my right Achilles is twice the size of the left x(
by Pat the Ex Mat
Thu Apr 08, 2021 2:23 pm
Forum: Rugby Forum
Topic: The Australian Politics Thread
Replies: 27036
Views: 1040968

Re: The Australian Politics Thread

Govt has just declared that only over 50s will be getting the locally-made vaccine. Rest will be getting Pfizer. Major setback. At least another full year to vaccination now. Probably the right decision though. Pity the backup plan wasn't more well thought out to begin with though. What a complete ...
by Pat the Ex Mat
Thu Apr 08, 2021 6:52 am
Forum: Rugby Forum
Topic: Google Wifi nest ?
Replies: 22
Views: 842

Re: Google Wifi nest ?

This is germane to an issue I'm having. I do some work for a charity and they got their Interwebs connection terminated in the wrong building (which is too hard to move) Normally I'd do Mesh but the building I need to extend to is steel. I've got some old Enterprise WAPs but they are probably overki...
by Pat the Ex Mat
Thu Apr 08, 2021 3:06 am
Forum: Rugby Forum
Topic: The Australian Politics Thread
Replies: 27036
Views: 1040968

Re: The Australian Politics Thread

What's the name of the Labor leader again? Is he the one that 'fell' down the stairs and is on extended sick leave? Is that why we haven't heard from him, or is it all a big conspiracy amongst all news outlets that he isn't allowed to speak? It was a car crash - and of course, you wouldn't know bec...
by Pat the Ex Mat
Thu Apr 08, 2021 1:23 am
Forum: Rugby Forum
Topic: The Australian Politics Thread
Replies: 27036
Views: 1040968

Re: The Australian Politics Thread

:lol: :lol: :lol: https://preview.redd.it/kp6uegwxdor61.jpg?width=640&crop=smart&auto=webp&s=781405c696a7fef13bf17b11430f2b599914ea5b :lol: :lol: :lol: :lol: What tipped them off, I wonder? More vociferous and opinionated than even a regular taxi driver? They realised he wasn't from the sub contine...
by Pat the Ex Mat
Wed Apr 07, 2021 6:54 am
Forum: Rugby Forum
Topic: Vaccine Passports - A Poll
Replies: 663
Views: 12063

Re: Vaccine Passports - A Poll

It’s scientific nonsense to say the vaccine will restrict “mutations”. The vaccine doesn't "kill" the virus 74,000 amino acid strands. Every mutation results in a change in the amino acid. Now I might have been paraphrasing some of those Bimbo quotes, but there is just so much ignorance there. Gene...
by Pat the Ex Mat
Wed Apr 07, 2021 6:52 am
Forum: Rugby Forum
Topic: Beast beaches what yours
Replies: 166
Views: 4573

Re: Beast beaches what yours

On beaches I’d probably good with most are just wonderful to be on - just nice to get on the beach and feel the sun/water/wind. I actually can’t think of a bad beach I’ve been to. I spent last week at Moffat Beach on the Sunshine Coast. Every morning and afternoon I walked my dog and sat on the san...
by Pat the Ex Mat
Wed Apr 07, 2021 6:47 am
Forum: Rugby Forum
Topic: The Australian Politics Thread
Replies: 27036
Views: 1040968

Re: The Australian Politics Thread

Sydney Olympic Park touted as Sydney mega-vaccination site
by Pat the Ex Mat
Mon Apr 05, 2021 8:36 am
Forum: Rugby Forum
Topic: Most trouble you have been in with the missus
Replies: 60
Views: 5024

Re: Most trouble you have been in with the missus

Her phone broke so I lent her an old phone of mine, from like 2 years ago. I usually wipe my phones once I stop using them, so no worries. Worries... Turns out I'd wiped the phone, then later on logged in with my Google account to use it in a dodgy area. This has the effect of re-syncing with all m...
by Pat the Ex Mat
Sun Apr 04, 2021 11:59 am
Forum: Rugby Forum
Topic: The Australian Politics Thread
Replies: 27036
Views: 1040968

Re: The Australian Politics Thread

The Optimist wrote: Sun Apr 04, 2021 4:52 am
Aus of almost exclusively gone with AZ vaccine, of course it is the vaccine with the blood clot problems.

Do you remember which vaccine you got as a child?

Seriously, it doesn't matter if it leads to mass immunity

Put your tin-hat away
by Pat the Ex Mat
Sat Apr 03, 2021 1:04 pm
Forum: Rugby Forum
Topic: The tastiest meat poll
Replies: 92
Views: 2444

Re: The tastiest meat poll

I lived in the UK during the vCJD outbreak and switched 100% to ground lamb to make burgers. Haven't looked back. That CJD was deadly alright.... Hindsight being 20:20, moron. No one I knew literally no one thought they were in danger from CJD. You’d have to be quite slow witted. :lol: :lol: At lea...
by Pat the Ex Mat
Sat Apr 03, 2021 3:00 am
Forum: Rugby Forum
Topic: The 'State of Australian rugby' thread
Replies: 137
Views: 2587

Re: The 'State of Australian rugby' thread

Back on the State of Australian rugby. Last night - for the Tahs - it was community week where players wore the club socks of their junior club. Nice idea. Why did they play the game at the fcuking soulless SCG? There could have been 10k people there but you wouldn’t know. Why didn’t they play it a...
by Pat the Ex Mat
Fri Apr 02, 2021 1:14 pm
Forum: Rugby Forum
Topic: The Australian Politics Thread
Replies: 27036
Views: 1040968

Re: The Australian Politics Thread

I am certainly open to any discussion about changes to the Federal donation laws. I guess I am also just cognisant of the fact that any changes can have really negative, unintended outcomes. The worst system in Western democracies IMO is the USA and they have on the surface some of the most sensibl...
by Pat the Ex Mat
Fri Apr 02, 2021 2:40 am
Forum: Rugby Forum
Topic: The Australian Politics Thread
Replies: 27036
Views: 1040968

Re: The Australian Politics Thread

Answered like a true politician :lol: